Our Aim Is To Empower Local Enterpreneurs And Businesses

UMINO Community Loan Services Is An Entrepreneurial Financing Organization Registered In July 2017 To Provides Financial Services To Rural Parts Of Zambia. UMINO Stands For ‘UMoyo WabwiNO’ Which Means A Good Life Or Better Life. UMINO Is Currently Providing Loans To Small And Medium Enterprises (SMEs) In The Eastern Part Of Zambia.

UMINO’s Mission is identify and empower entrepreneurial rural Zambians to start & grow businesses by offering:
a) Access to financing,
b) Business education & advice and
c) Business connections to clients and others.

UMINO’s Vision is to be Zambia’s most entrepreneurial, impactful and sustainable rural financing organization.

We Have Defined Several Values To Form A Framework For How We Want To Be Perceived By All Of Our Stakeholders. The Values Will Guide Our Daily Business As Well As Our General Performance And These Are: Honesty, Fairness, Consistency And Transparency.

Board Members

Board Member of Umino, provides strategic oversight and governance to advance the organization's mission. Passionate about expanding access to responsible community actions empowering local economies.

Sandro Grunenfelder

Board Chair

Audrey Situkali

Board Member

Roland Roffler

Board Member

Senior Management

Umino's Senior Management Team Provides The Leadership And Expertise Needed To Deliver Accessible Financial Solutions That Help Businesses Grow. Their Focus Is On Sustainable Growth, Operational Excellence, And Creating Lasting Value For Our Communities.

James Nasilele

Chief Operations Officer

O'Brien Njebe

Chief Executive Officer

Mwanida Mugala

Senior Human Resource Officer

Martha Namuyemba

Finance Manager

Mwewa Kabalashi

Internal Auditor

Branch Level

UMINO Community Loan Services Is An Entrepreneurial Financing Organization Registered In July 2017 To Provides Financial Services To Rural Parts Of Zambia. UMINO Stands For ‘UMoyo WabwINO’ Which Means A Good Life Or Better Life. UMINO Is Currently Providing Loans To Small.

KALUNDU BRANCH

01 Kalundu Village, Off Great East Road, Rufunsa, Lusaka.

+260 770 852 439

LUANGWA BRANCH

Kambolozo Residential Area, Luangwa. Lusaka.

+260 770 852 439

NYIMBA BRANCH

Plot no. 100, Mozah Compound, Levy Mwanawasa Road, Nyimba, Eastern Province.

+260 770 852 439

SINDA BRANCH

06 Nyanje Compound, Sinda, Eastern Province.

+260 770 852 439

CHADIZA BRANCH

Pembamoyo Rd. Chipili Compound, Chadiza. Eastern Province.

+260 770 852 439

LUNDAZI BRANCH

House No. 130 Kabompo Street, Mayadi Compound, Lundazi. Eastern Province.

+260 770 852 439